PCI DSS 4.0 Compliance Made Simple
Save up to 90% of manual effort with enterprise-grade PCI DSS solution for requirements 6.4.3 and 11.6.1
Core Requirements Automated
Ensure all payment page scripts that are loaded and executed in the consumer’s browser are managed. Reflectiz extends this requirement to all scripts loaded on sensitive pages, whether they access sensitive data or not.
Unauthorized changes on payment pages are detected and responded to. Reflectiz detects all unauthorized header changes to payment pages and ensures they are being addressed.
Generate compliance reports automatically for QSA audits.
Reflectiz is a Principal Prticipating Organization
Reflectiz joins PCI SSC as a Principal Participating Organization, bringing web exposure management expertise to shape payment security standards. Its eSkimming detection aligns with PCI DSS v4.0.1 client-side security requirements. As a PPO, Reflectiz gains early access to evolving standards, influences industry guidelines, and helps organizations secure the client-side environment where payment transactions occur.
Boost PCI DSS Compliance Efficiency
Streamline your PCI DSS compliance process with automated tools and intelligent workflows that reduce manual effort while maintaining security standards.
Multi-Page Management
Manage multiple payment pages with individual approvals and justifications for each.
Smart Script Approvals
Define acceptable script and domains behaviors once – similar scripts get auto-approved, saving hours of manual review. Leverage on instant AI justifications to comply with audit demands.
Scripts & Domains Approvals and Justifications
Approve and justify individual scripts as stated in the 6.4.3 and 11.6.1 guidance. Approve and justify all changes in domains connected to scripts in the payment page as part of the
11.6.1 requirement.
"If you're struggling with how to meet the new PCI DSS v4.0.1 requirements, Reflectiz is the answer. It removes the blind spots without disrupting your platforms or teams. We simply provided the URLs, and within two days the platform was scanning and monitoring our assets. That was the magical part"
SAQ A Simplified - But Security Still Required
Recent SAQ A updates let eligible merchants skip requirements 6.4.3 and 11.6.1 – but only if they can prove their entire website is secure from script attacks, such as Magecart and web skimming.
This creates a paradox: to qualify for simplified compliance, you need comprehensive monitoring.
Reflectiz solves this by providing complete script visibility, including hard-to-monitor iframe scripts, ensuring you meet SAQ A eligibility while maintaining robust security.
Why Reflectiz Works
Learn how Reflectiz Reduced PCI Manual Effort by 83% for a US Insurance Company
Ready to automate your PCI DSS v4 compliance?
Get immediate visibility into your payment page scripts and eliminate
compliance headaches.
FAQs
Does Reflectiz require installation or code changes?
No. Reflectiz operates via remote execution — there is no agent to install, no tag to deploy, and no code changes required on the website. Organizations simply provide their URLs and the platform begins scanning and monitoring within days, as confirmed by customer Village Roadshow, whose Head of Security noted full scanning was live within two days.
How does Reflectiz automate PCI DSS requirements 6.4.3 and 11.6.1?
Reflectiz uses remote, agentless scanning to continuously monitor all scripts on payment pages without requiring any code deployment. It automatically detects new, changed, or removed scripts and HTTP headers, prompts approvals and justifications for each, and generates timestamped compliance evidence for QSA audits. Similar scripts across pages are auto-approved via smart policy rules, eliminating repetitive manual review.
How does Reflectiz handle script approvals and justifications for QSA audits?
Each script and domain connected to a payment page can be individually approved and justified through the Reflectiz platform, in line with the specific guidance for requirements 6.4.3 and 11.6.1. Policies can be set so that similar scripts are auto-approved based on pre-defined acceptable behaviors, with AI-generated justifications available to satisfy audit demands instantly.
How much manual effort does Reflectiz reduce for PCI compliance?
Reflectiz reduces manual PCI compliance effort by up to 90% through smart script approvals, automated justifications, and continuous monitoring. In a documented case study, Reflectiz reduced PCI manual effort by 83% for a US insurance company.
How quickly can Reflectiz be deployed?
Reflectiz can be operational within two days. Organizations provide their payment page URLs, and the platform immediately begins remote scanning and monitoring without any integration work or engineering effort.
Is Reflectiz recognized by the PCI Security Standards Council?
Yes. Reflectiz is a Principal Participating Organization (PPO) of the PCI Security Standards Council. This membership gives Reflectiz early access to evolving PCI standards, the ability to influence industry security guidelines, and formal recognition as a contributor to payment security best practices at the standards level.
What are PCI DSS 4.0.1 requirements 6.4.3 and 11.6.1?
Requirement 6.4.3 mandates that all scripts loaded and executed in the consumer’s browser on payment pages must be managed, authorized, and justified. Requirement 11.6.1 mandates that unauthorized changes to payment page HTTP headers and scripts are detected and responded to promptly. Both requirements apply to any entity that hosts a payment page, even if payment processing is outsourced.
What is Magecart, and how does it relate to PCI DSS compliance?
Magecart refers to a category of cyberattacks in which malicious scripts are injected into e-commerce payment pages to steal cardholder data in real time. PCI DSS requirements 6.4.3 and 11.6.1 were introduced specifically to combat this threat by requiring merchants to control and monitor all client-side scripts. Reflectiz’s eSkimming detection is directly aligned with these requirements.
What is Reflectiz’s PCI DSS compliance solution?
Reflectiz is an automated PCI DSS 4.0.1 compliance platform that addresses requirements 6.4.3 and 11.6.1 — the two client-side security requirements introduced in PCI DSS v4. It continuously monitors all scripts loaded on payment pages, detects unauthorized header changes, generates QSA-ready audit reports, and reduces manual compliance effort by up to 90%.
What is the SAQ A paradox in PCI DSS v4.0.1, and how does Reflectiz address it?
Recent updates to SAQ A allow eligible merchants to skip requirements 6.4.3 and 11.6.1 — but only if they can demonstrate that their entire website is protected against script-based attacks such as Magecart and web skimming. This means that to qualify for simplified compliance, merchants still need comprehensive script monitoring in place. Reflectiz resolves this by providing full script visibility across the site, including hard-to-monitor iframe scripts, enabling organizations to qualify for SAQ A while maintaining genuine security.
Which types of organizations need Reflectiz for PCI DSS compliance?
Any organization that hosts payment pages — including e-commerce retailers, financial services providers, insurance companies, and healthcare organizations — and is subject to PCI DSS v4.0.1 needs to address requirements 6.4.3 and 11.6.1. This includes merchants using third-party payment processors, since the requirements apply to the page environment where the consumer’s browser loads scripts, not only to the payment processing back-end.
